Retirement funds are meant for the long term. Coronavirus (COVID-19) has had a widespread effect on all facets of financial life, such as retirement programs. The present worldwide stock exchange volatility as an outcome of COVID 19 is distressing for individuals whose retirement savings are expended partly or completely during these volatile market conditions. It might be risky to base your choices on what occurs in the short term. It might be tempting, for example, to think about moving all of your investments into money or any other less risky investments, though by doing so, you not only lock in the damage as an outcome of the latest falls, but you might also miss out as the price moves back up, so you would lose out in the long run too, see https://credit-consolidation.ca/ for more on this……